Banking and Finance

Banking Regulations and Compliance

We advise domestic and international banks, financial institutions, and payment service providers on licensing and regulatory compliance. Our work covers capital adequacy, anti-money laundering (MASAK compliance), payment systems, consumer loans, and compliance with financial crimes regulations. Our counsel also includes representing clients before regulatory bodies such as the Banking Regulation and Supervision Agency (BRSA).

Project Finance

We regularly advise on the financing of energy, infrastructure (airports, hospitals), and real estate projects. Our support includes syndicated loans, public-private partnership (PPP) structures, Islamic finance solutions, and cross-border financing arrangements. Acting for both lenders and borrowers, we integrate corporate, tax, regulatory, and environmental considerations into each transaction. We regularly serve as local counsel in multi-jurisdictional financings, providing Turkish law support on regulatory approvals, perfection of security, and the enforceability of financing structures.

Secured and Structured Finance

Our team is expert in providing legal support to lenders, borrowers, and syndicate parties in secured and structured finance transactions, including acquisition finance, project finance, asset finance (such as aviation and shipping finance), and securitization. We design security and guarantee structures under Turkish law that align with international standards. In addition to representing lenders, we also represent borrowers and corporate groups in negotiating loan agreements, security packages, and guarantee structures.

Quasi-Equity and Mezzanine Finance

We advise both investors and corporate borrowers on quasi-equity and mezzanine financing structures involving subordinated debt, convertible instruments, and hybrid financing products. Our experience includes designing structures that are compliant with Turkish corporate and banking law, protecting investor rights while providing flexibility to the borrower.

Trade and Commodity Finance

We support banks, traders, and exporters in trade finance transactions, including letters of credit, export factoring, guarantees, borrowing base facilities, and structured commodity finance.