FinTech

Regulatory Compliance and Licensing

With our ability to interpret technology and law concurrently, we provide holistic advisory to payment institutions, e-money institutions, crowdfunding platforms, digital investment advisory firms, trading platforms, factoring companies, digital banks, and other FinTech companies on regulatory compliance. We manage and conclude licensing and permit applications before the BRSA, CMB, and CBRT, balancing speed and cost. We guide both start-ups and established financial institutions on their digital transformation journeys.

Blockchain, Crypto-Assets, and Crypto-Asset Service Providers (CASPs)

We support crypto-asset service providers with establishment and operating permits, regulatory compliance, commercial agreements, user agreements, market-making and liquidity provider contracts, token listing agreements, and corporate advisory. We also provide legal support covering custody services, ICOs, token issuances, crypto exchanges, OTC transactions, NFTs, DeFi projects, smart contracts, and compliance with AML and KYC obligations.

Crowdfunding and Alternative Finance

We provide legal counsel to equity- and debt-based crowdfunding platforms, investors, and issuers. We plan and conclude the establishment and licensing processes for crowdfunding platforms and the structuring of campaigns.

FinTech Transactions and Partnerships

Leveraging our experience from national and international projects, we advise FinTech companies on joint ventures, business partnerships, and mergers and acquisitions transactions as part of their growth and investment strategies. Thanks to our interdisciplinary expertise, we offer guidance to our clients in all areas of law.

RegTech and Compliance Technologies

We provide expertise- and best-practice-based legal advisory to clients offering services in AML and KYC solutions, transaction monitoring systems, cybersecurity, e-signature services, data protection, privacy management, risk management, and internal control processes.

Payment and E-Money Institutions

We provide comprehensive and strategic advisory to payment and e-money institutions across all administrative processes before the BRSA, CMB, and CBRT, leveraging our interdisciplinary competence and years of experience. This includes establishment and operating permits, regulatory compliance, drafting of corporate policies and procedures, commercial and user agreements, M&A projects and their due diligence processes, negotiation of investment and partnership agreements, and compliance with AML/KYC and data protection requirements.

Digital Banking

We advise digital banks and financial institutions on their establishment and operating permits and manage these processes to completion. We support clients in structuring payment services, e-wallets, peer-to-peer (P2P) platforms, and open banking solutions, while also contributing to the secure implementation of innovative technological applications by analyzing their compliance with the legal framework.

InsurTech

We advise technology companies entering the insurance sector on their incorporation processes, license applications, policies, distance insurance contracts, brokerage and distribution agreements, and service contracts, and guide them on compliance with regulations of the Insurance and Private Pension Regulation and Supervision Agency (IPRSA).